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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,084 | $174,379+81.8% | $152,093+108.5% | $138,895+128.3% |
| Participation rate | 95.8% | 81.6%+14.2pp | 77.8%+18.1pp | 79.9%+15.9pp |
| Annual return | 16.29% | 74.86%-58.6pp | 66.36%-50.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $21,256 | $4,652+356.9% | $4,175+409.2% | $4,194+406.8% |
| Participant deferral / active EE | $15,513 | $6,159+151.9% | $5,451+184.6% | $6,396+142.5% |
| Admin fee / account holder | $42,234 | $16,880+150.2% | $14,497+191.3% | $12,562+236.2% |