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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,282 | $77,908+257.2% | $149,696+85.9% | $75,173+270.2% |
| Participation rate | 96.0% | 65.6%+30.4pp | 78.8%+17.2pp | 67.2%+28.8pp |
| Annual return | 19.35% | 31.73%-12.4pp | 134.46%-115.1pp | 160.72%-141.4pp |
| Employer contribution / active EE | $17,029 | $3,138+442.7% | $4,821+253.3% | $2,671+537.6% |
| Participant deferral / active EE | $15,089 | $3,411+342.4% | $5,682+165.6% | $4,126+265.7% |
| Admin fee / account holder | $530 | $5,950-91.1% | $13,212-96.0% | $5,651-90.6% |