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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,410 | $209,422+41.1% | $178,503+65.5% | $158,982+85.8% |
| Participation rate | 95.7% | 86.4%+9.3pp | 81.9%+13.7pp | 82.0%+13.7pp |
| Annual return | 14.05% | 188.81%-174.8pp | 151.12%-137.1pp | 302.99%-288.9pp |
| Employer contribution / active EE | $16,202 | $5,707+183.9% | $5,011+223.3% | $4,763+240.2% |
| Participant deferral / active EE | $11,662 | $5,955+95.8% | $5,202+124.2% | $5,983+94.9% |
| Admin fee / account holder | $22,153 | $17,079+29.7% | $13,987+58.4% | $11,252+96.9% |