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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,084 | $172,111+84.2% | $150,298+111.0% | $137,256+131.0% |
| Participation rate | 95.8% | 81.7%+14.1pp | 77.8%+18.1pp | 80.0%+15.9pp |
| Annual return | 16.29% | 69.37%-53.1pp | 62.79%-46.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $21,256 | $4,636+358.5% | $4,154+411.7% | $4,156+411.5% |
| Participant deferral / active EE | $15,513 | $6,166+151.6% | $5,453+184.5% | $6,407+142.1% |
| Admin fee / account holder | $42,234 | $16,471+156.4% | $14,116+199.2% | $12,270+244.2% |