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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,898 | $65,428-22.2% | $169,390-70.0% | $71,511-28.8% |
| Participation rate | 75.9% | 66.9%+9.0pp | 77.2%-1.2pp | 67.9%+8.0pp |
| Annual return | 11.98% | 21.35%-9.4pp | 406.07%-394.1pp | 28.86%-16.9pp |
| Employer contribution / active EE | $2,018 | $2,064-2.2% | $4,013-49.7% | $2,589-22.1% |
| Participant deferral / active EE | $3,941 | $4,360-9.6% | $6,222-36.7% | $4,291-8.2% |
| Admin fee / account holder | $8,792 | $1,328+562.2% | $9,015-2.5% | $1,588+453.5% |