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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,411 | $65,395-41.3% | $182,558-79.0% | $72,976-47.4% |
| Participation rate | 81.6% | 65.4%+16.2pp | 78.0%+3.7pp | 69.5%+12.1pp |
| Annual return | 20.13% | 27.68%-7.6pp | 148.59%-128.5pp | 81.02%-60.9pp |
| Employer contribution / active EE | $1,607 | $1,911-15.9% | $4,076-60.6% | $2,440-34.1% |
| Participant deferral / active EE | $3,113 | $3,563-12.6% | $5,526-43.7% | $3,608-13.7% |
| Admin fee / account holder | $10,782 | $4,245+154.0% | $8,594+25.5% | $5,124+110.4% |