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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,480 | $99,345+88.7% | $84,753+121.2% | $273,972-31.6% |
| Participation rate | 87.5% | 80.7%+6.8pp | 76.6%+10.9pp | 83.0%+4.5pp |
| Annual return | -5.71% | 22.93%-28.6pp | 22.78%-28.5pp | 41.46%-47.2pp |
| Employer contribution / active EE | $17,360 | $4,214+312.0% | $3,574+385.7% | $4,869+256.6% |
| Participant deferral / active EE | $816 | $4,270-80.9% | $3,712-78.0% | $5,287-84.6% |
| Admin fee / account holder | $1,100 | $6,645-83.4% | $5,333-79.4% | $10,133-89.1% |