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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,576 | $107,363+110.1% | $92,909+142.8% | $152,897+47.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 3.07% | 145.63%-142.6pp | 109.44%-106.4pp | 345.43%-342.4pp |
| Employer contribution / active EE | $15,911 | $4,222+276.9% | $3,653+335.5% | $4,764+234.0% |
| Participant deferral / active EE | $1,533 | $4,848-68.4% | $4,238-63.8% | $5,851-73.8% |
| Admin fee / account holder | $1,016 | $7,082-85.6% | $5,795-82.5% | $11,599-91.2% |