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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3+ years Filed as: CAPITAL RESEARCH & CONSULTING LLC Service code 27 · EIN 95-4660745 | Advisory (Plan) | $29,799 |
WILLIS TOWERS WATSON US LLC2 years Filed as: TOWERS WATSON DELAWARE INC Service code 11 · EIN 53-0181291 | Actuarial | $27,642 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$86,200 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,912 | $71,666+36.6% | $117,861-16.9% | $69,631+40.6% |
| Participation rate | 84.8% | 77.5%+7.3pp | 79.7%+5.2pp | 70.7%+14.1pp |
| Annual return | 17.57% | 18.86%-1.3pp | 335.11%-317.5pp | 27571.02%-27553.5pp |
| Employer contribution / active EE | $3,829 | $1,889+102.7% | $3,786+1.1% | $2,032+88.4% |
| Participant deferral / active EE | $4,398 | $3,340+31.7% | $4,482-1.9% | $3,224+36.4% |
| Admin fee / account holder | -$31 | $120-125.4% | $8,021-100.4% | $110-127.7% |