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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4+ years Filed as: CAPITAL RESEARCH & CONSULTING LLC Service code 26 · EIN 95-4660745 | Advisory (Participants) | $137,734 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$194,327 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,803 | $62,267+41.0% | $110,243-20.4% | $55,725+57.6% |
| Participation rate | 82.5% | 78.1%+4.4pp | 79.8%+2.7pp | 70.9%+11.7pp |
| Annual return | -3.78% | -1.07%-2.7pp | 314.76%-318.5pp | 244.93%-248.7pp |
| Employer contribution / active EE | $4,139 | $1,941+113.2% | $3,827+8.2% | $2,078+99.2% |
| Participant deferral / active EE | $4,439 | $3,516+26.3% | $4,672-5.0% | $3,356+32.3% |
| Admin fee / account holder | -$63 | $121-152.4% | $8,548-100.7% | $115-155.0% |