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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,806 | $157,304+107.1% | $141,197+130.7% | $152,909+113.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.41% | 64.34%-46.9pp | 71.41%-54.0pp | 345.46%-328.1pp |
| Employer contribution / active EE | $9,501 | $5,263+80.5% | $4,736+100.6% | $4,764+99.4% |
| Participant deferral / active EE | $10,077 | $7,111+41.7% | $6,710+50.2% | $5,851+72.2% |
| Admin fee / account holder | $4,727 | $12,126-61.0% | $10,265-53.9% | $11,601-59.3% |