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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,910 | $127,387+140.9% | $115,038+166.8% | $125,389+144.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.92% | 31.28%-32.2pp | 26.14%-27.1pp | 282.24%-283.2pp |
| Employer contribution / active EE | $10,700 | $5,166+107.1% | $4,608+132.2% | $4,866+119.9% |
| Participant deferral / active EE | $11,572 | $6,423+80.2% | $6,026+92.0% | $5,352+116.2% |
| Admin fee / account holder | $1,222 | $9,516-87.2% | $8,175-85.0% | $9,541-87.2% |