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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,943 | $138,076+100.6% | $123,553+124.2% | $135,380+104.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.54% | 153.70%-158.2pp | 119.21%-123.7pp | 519.81%-524.3pp |
| Employer contribution / active EE | $9,702 | $5,152+88.3% | $4,628+109.6% | $4,779+103.0% |
| Participant deferral / active EE | $9,662 | $6,800+42.1% | $6,426+50.4% | $5,609+72.3% |
| Admin fee / account holder | $8,510 | $10,917-22.0% | $9,284-8.3% | $10,828-21.4% |