See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 55 · EIN 04-3046611 | Other Commissions | $8,137 |
Service code 37 · EIN 04-2647786 | Loan Processing | $663 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,155 | $64,909-32.0% | $82,313-46.4% | $62,292-29.1% |
| Participation rate | 58.5% | 74.9%-16.4pp | 76.9%-18.4pp | 69.5%-11.1pp |
| Annual return | 18.91% | 21.18%-2.3pp | 25.88%-7.0pp | 28.90%-10.0pp |
| Employer contribution / active EE | $310 | $1,676-81.5% | $2,428-87.2% | $2,042-84.8% |
| Participant deferral / active EE | $2,625 | $3,103-15.4% | $3,706-29.2% | $3,169-17.2% |
| Admin fee / account holder | $7 | $440-98.3% | $5,608-99.9% | $479-98.5% |