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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,517 | $110,551-48.0% | $80,741-28.8% | $167,536-65.7% |
| Participation rate | 40.9% | 64.0%-23.0pp | 54.2%-13.3pp | 82.1%-41.2pp |
| Annual return | 11.74% | 120.57%-108.8pp | 87.30%-75.6pp | 478.82%-467.1pp |
| Employer contribution / active EE | $974 | $1,543-36.9% | $1,160-16.1% | $4,839-79.9% |
| Participant deferral / active EE | $3,694 | $2,870+28.7% | $2,145+72.2% | $6,342-41.8% |
| Admin fee / account holder | $4 | $4,547-99.9% | $3,380-99.9% | $12,315-100.0% |