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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,404 | $37,446+18.6% | $77,552-42.7% | $79,856-44.4% |
| Participation rate | 39.3% | 41.5%-2.2pp | 54.2%-14.9pp | 69.6%-30.4pp |
| Annual return | 15.17% | 39.76%-24.6pp | 54.82%-39.6pp | 31.71%-16.5pp |
| Employer contribution / active EE | $534 | $637-16.2% | $987-45.9% | $2,471-78.4% |
| Participant deferral / active EE | $1,910 | $1,261+51.5% | $1,861+2.6% | $3,741-48.9% |
| Admin fee / account holder | $159 | $2,506-93.7% | $2,859-94.4% | $5,306-97.0% |