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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,134 | $104,116-70.1% | $71,089-56.2% | $135,380-77.0% |
| Participation rate | 37.5% | 65.7%-28.2pp | 54.6%-17.1pp | 82.6%-45.1pp |
| Annual return | -10.18% | 1256.51%-1266.7pp | 650.65%-660.8pp | 519.81%-530.0pp |
| Employer contribution / active EE | $537 | $1,485-63.8% | $1,088-50.6% | $4,779-88.8% |
| Participant deferral / active EE | $2,027 | $2,524-19.7% | $1,873+8.3% | $5,609-63.9% |
| Admin fee / account holder | $455 | $4,142-89.0% | $3,082-85.3% | $10,828-95.8% |