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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,506 | $102,429-0.9% | $147,096-31.0% | $80,925+25.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.72% | 135.02%-122.3pp | 419.75%-407.0pp | 35.65%-22.9pp |
| Employer contribution / active EE | $2,332 | $3,716-37.2% | $4,936-52.8% | $2,756-15.4% |
| Participant deferral / active EE | $6,078 | $6,649-8.6% | $8,071-24.7% | $4,299+41.4% |
| Admin fee / account holder | $2,069 | $7,957-74.0% | $13,005-84.1% | $6,940-70.2% |