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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,515 | $150,447-54.5% | $136,298-49.7% | $147,586-53.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.72% | 1049.15%-1027.4pp | 5156.27%-5134.6pp | 578.59%-556.9pp |
| Employer contribution / active EE | $2,164 | $5,256-58.8% | $4,696-53.9% | $4,876-55.6% |
| Participant deferral / active EE | $4,694 | $6,631-29.2% | $6,247-24.9% | $5,439-13.7% |
| Admin fee / account holder | $1,717 | $10,906-84.3% | $9,244-81.4% | $10,886-84.2% |