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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,137 | $81,403-44.6% | $147,027-69.3% | $87,485-48.4% |
| Participation rate | 93.0% | 63.4%+29.6pp | 73.7%+19.3pp | 68.9%+24.1pp |
| Annual return | 11.10% | 16.51%-5.4pp | 20.23%-9.1pp | 26.06%-15.0pp |
| Employer contribution / active EE | $1,978 | $2,205-10.3% | $3,626-45.5% | $2,596-23.8% |
| Participant deferral / active EE | $1,798 | $3,315-45.8% | $4,933-63.5% | $4,274-57.9% |
| Admin fee / account holder | $2,722 | $6,755-59.7% | $12,223-77.7% | $7,775-65.0% |