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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,611 | $58,851-48.0% | $115,167-73.4% | $72,976-58.1% |
| Participation rate | 91.5% | 65.5%+25.9pp | 75.9%+15.6pp | 69.5%+22.0pp |
| Annual return | 5.49% | 23.16%-17.7pp | 35.60%-30.1pp | 81.02%-75.5pp |
| Employer contribution / active EE | $1,442 | $1,798-19.8% | $3,179-54.7% | $2,440-40.9% |
| Participant deferral / active EE | $1,128 | $2,643-57.3% | $4,169-72.9% | $3,608-68.7% |
| Admin fee / account holder | $958 | $6,370-85.0% | $7,089-86.5% | $5,124-81.3% |