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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,651 | $57,828-62.6% | $117,039-81.5% | $70,126-69.1% |
| Participation rate | 91.3% | 67.1%+24.2pp | 77.2%+14.1pp | 69.5%+21.8pp |
| Annual return | 9.37% | 17.55%-8.2pp | 18.95%-9.6pp | 73.15%-63.8pp |
| Employer contribution / active EE | $1,503 | $1,816-17.2% | $3,785-60.3% | $2,343-35.8% |
| Participant deferral / active EE | $996 | $2,438-59.1% | $3,929-74.7% | $3,332-70.1% |
| Admin fee / account holder | $774 | $3,548-78.2% | $5,974-87.0% | $4,645-83.3% |