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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,646 | $77,908+225.6% | $149,696+69.4% | $75,173+237.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.97% | 31.73%-19.8pp | 134.46%-122.5pp | 160.72%-148.7pp |
| Employer contribution / active EE | $15,729 | $3,138+401.3% | $4,821+226.3% | $2,671+488.9% |
| Participant deferral / active EE | $9,996 | $3,411+193.0% | $5,682+75.9% | $4,126+142.2% |
| Admin fee / account holder | $2,563 | $5,950-56.9% | $13,212-80.6% | $5,651-54.6% |