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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,472 | $73,848+243.2% | $143,799+76.3% | $68,486+270.1% |
| Participation rate | 94.1% | 66.7%+27.5pp | 80.3%+13.8pp | 67.9%+26.2pp |
| Annual return | -12.76% | 0.91%-13.7pp | -0.04%-12.7pp | -7.85%-4.9pp |
| Employer contribution / active EE | $1,281 | $3,184-59.8% | $4,952-74.1% | $2,597-50.7% |
| Participant deferral / active EE | $9,786 | $3,385+189.1% | $5,638+73.6% | $4,028+143.0% |
| Admin fee / account holder | $1,039 | $5,755-81.9% | $14,677-92.9% | $5,404-80.8% |