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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC6 years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $54,095 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,165 |
AMERICAN FUNDS3 years Filed as: ADVANCE BEVERAGE COMPANY, INC. Service code 99 PO BOX 9517 · BAKERSFIELD, CA 93389 | Other Fees | $18,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,115 | $95,904+58.6% | $173,730-12.4% | $64,340+136.4% |
| Participation rate | 77.2% | 60.6%+16.6pp | 79.6%-2.4pp | 55.2%+22.0pp |
| Annual return | 9.30% | 17.47%-8.2pp | 19.96%-10.7pp | 24.14%-14.8pp |
| Employer contribution / active EE | $1,826 | $2,323-21.4% | $4,577-60.1% | $1,862-1.9% |
| Participant deferral / active EE | $2,078 | $3,488-40.4% | $6,326-67.1% | $2,980-30.3% |
| Admin fee / account holder | $676 | $5,089-86.7% | $17,523-96.1% | $3,703-81.7% |