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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $683,706 | $174,379+292.1% | $152,093+349.5% | $138,895+392.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.86% | 74.86%-59.0pp | 66.36%-50.5pp | 145.39%-129.5pp |
| Employer contribution / active EE | $44,263 | $4,652+851.5% | $4,175+960.3% | $4,194+955.3% |
| Participant deferral / active EE | $25,107 | $6,159+307.6% | $5,451+360.6% | $6,396+292.5% |
| Admin fee / account holder | $5,307 | $16,880-68.6% | $14,497-63.4% | $12,562-57.8% |