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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,393 | $175,257+110.2% | $149,717+146.1% | $139,456+164.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.08% | 166.70%-146.6pp | 134.41%-114.3pp | 373.45%-353.4pp |
| Employer contribution / active EE | $34,955 | $5,477+538.2% | $4,820+625.2% | $4,753+635.5% |
| Participant deferral / active EE | $22,559 | $6,521+245.9% | $5,682+297.0% | $6,711+236.1% |
| Admin fee / account holder | $7,578 | $16,156-53.1% | $13,213-42.6% | $11,407-33.6% |