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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,822 | $80,983+104.8% | $96,544+71.8% | $75,177+120.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 9.26% | 27.05%-17.8pp | 25.88%-16.6pp | 160.75%-151.5pp |
| Employer contribution / active EE | $4,230 | $2,282+85.3% | $2,966+42.6% | $2,671+58.4% |
| Participant deferral / active EE | $4,559 | $3,929+16.1% | $4,851-6.0% | $4,126+10.5% |
| Admin fee / account holder | $22,441 | $6,717+234.1% | $8,254+171.9% | $5,651+297.1% |