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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,834 | $86,298+106.1% | $111,308+59.8% | $85,847+107.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 9.02% | 19.99%-11.0pp | 54.67%-45.6pp | 318.61%-309.6pp |
| Employer contribution / active EE | $3,675 | $2,044+79.8% | $2,732+34.5% | $2,565+43.2% |
| Participant deferral / active EE | $3,954 | $3,641+8.6% | $4,487-11.9% | $3,952+0.1% |
| Admin fee / account holder | $5,971 | $8,189-27.1% | $7,965-25.0% | $6,261-4.6% |