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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,188 | $67,602+126.6% | $82,312+86.1% | $70,126+118.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 10.12% | 21.57%-11.4pp | 25.88%-15.8pp | 73.15%-63.0pp |
| Employer contribution / active EE | $3,435 | $1,755+95.8% | $2,428+41.5% | $2,343+46.7% |
| Participant deferral / active EE | $3,821 | $2,987+27.9% | $3,706+3.1% | $3,332+14.7% |
| Admin fee / account holder | $10,921 | $4,512+142.1% | $5,608+94.8% | $4,645+135.1% |