Filed September 25, 2024 (most recent of 2 filings on file)
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,070 | $76,834+62.8% | $108,359+15.4% | $87,485+43.0% |
| Participation rate | 67.3% | 61.7%+5.6pp | 70.1%-2.8pp | 68.9%-1.6pp |
| Annual return | 12.01% | 19.09%-7.1pp | 36.89%-24.9pp | 26.06%-14.0pp |
| Employer contribution / active EE | $0 | $1,556-100.0% | $2,399-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,391 | $3,100-22.9% | $4,137-42.2% | $4,274-44.1% |
| Admin fee / account holder | $1,425 | $6,537-78.2% | $9,741-85.4% | $7,775-81.7% |