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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,185 | $127,387+157.6% | $115,038+185.3% | $125,389+161.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.64% | 31.28%-32.9pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $2,815 | $5,166-45.5% | $4,608-38.9% | $4,866-42.2% |
| Participant deferral / active EE | $11,363 | $6,423+76.9% | $6,026+88.6% | $5,352+112.3% |
| Admin fee / account holder | $162,734 | $9,516+1610.1% | $8,175+1890.6% | $9,541+1605.7% |