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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,258 | $138,076+109.5% | $123,553+134.1% | $135,380+113.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.10% | 153.70%-160.8pp | 119.21%-126.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,513 | $5,152-51.2% | $4,628-45.7% | $4,779-47.4% |
| Participant deferral / active EE | $6,117 | $6,800-10.0% | $6,426-4.8% | $5,609+9.0% |
| Admin fee / account holder | $39,866 | $10,917+265.2% | $9,284+329.4% | $10,828+268.2% |