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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,789 | $124,346+94.4% | $111,308+117.2% | $167,536+44.3% |
| Participation rate | 87.5% | 79.6%+7.9pp | 77.3%+10.2pp | 82.1%+5.4pp |
| Annual return | 7.46% | 37.45%-30.0pp | 54.67%-47.2pp | 478.82%-471.4pp |
| Employer contribution / active EE | $3,079 | $3,437-10.4% | $2,732+12.7% | $4,839-36.4% |
| Participant deferral / active EE | $10,585 | $5,182+104.3% | $4,487+135.9% | $6,342+66.9% |
| Admin fee / account holder | $2,263 | $10,621-78.7% | $7,965-71.6% | $12,315-81.6% |