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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,538 | $103,392+76.5% | $87,104+109.6% | $152,897+19.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 15.48% | 28.10%-12.6pp | 28.19%-12.7pp | 345.43%-329.9pp |
| Employer contribution / active EE | $6,923 | $3,221+114.9% | $2,521+174.6% | $4,764+45.3% |
| Participant deferral / active EE | $12,436 | $4,778+160.3% | $4,048+207.2% | $5,851+112.5% |
| Admin fee / account holder | $704 | $12,194-94.2% | $7,491-90.6% | $11,599-93.9% |