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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,495 | $73,955+52.1% | $96,520+16.6% | $75,181+49.6% |
| Participation rate | 89.3% | 66.4%+22.9pp | 74.3%+14.9pp | 67.2%+22.1pp |
| Annual return | 19.52% | 26.72%-7.2pp | 35.72%-16.2pp | 160.69%-141.2pp |
| Employer contribution / active EE | $2,352 | $2,930-19.7% | $3,739-37.1% | $2,671-11.9% |
| Participant deferral / active EE | $5,382 | $3,659+47.1% | $4,879+10.3% | $4,126+30.4% |
| Admin fee / account holder | $1,561 | $5,217-70.1% | $6,733-76.8% | $5,650-72.4% |