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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,267 | $63,346+22.0% | $92,240-16.2% | $70,126+10.2% |
| Participation rate | 74.1% | 68.7%+5.4pp | 76.5%-2.4pp | 69.5%+4.5pp |
| Annual return | 21.90% | 530.19%-508.3pp | 176.29%-154.4pp | 73.15%-51.2pp |
| Employer contribution / active EE | $1,707 | $2,471-30.9% | $3,680-53.6% | $2,343-27.1% |
| Participant deferral / active EE | $4,088 | $2,854+43.2% | $3,897+4.9% | $3,332+22.7% |
| Admin fee / account holder | $1,468 | $3,841-61.8% | $5,194-71.7% | $4,645-68.4% |