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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,327 | $58,099+48.6% | $76,872+12.3% | $75,173+14.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 5.27% | 26.71%-21.4pp | 37.90%-32.6pp | 160.72%-155.4pp |
| Employer contribution / active EE | $5,886 | $1,996+194.9% | $2,533+132.3% | $2,671+120.4% |
| Participant deferral / active EE | $7,962 | $2,999+165.5% | $3,832+107.8% | $4,126+93.0% |
| Admin fee / account holder | $2,851 | $4,778-40.3% | $5,476-47.9% | $5,651-49.5% |