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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,363 | $56,544+89.9% | $75,501+42.2% | $70,126+53.1% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 1.26% | 23.59%-22.3pp | 27.35%-26.1pp | 73.15%-71.9pp |
| Employer contribution / active EE | $6,560 | $1,817+261.1% | $2,352+178.9% | $2,343+180.0% |
| Participant deferral / active EE | $8,554 | $2,580+231.6% | $3,142+172.2% | $3,332+156.7% |
| Admin fee / account holder | $4,878 | $3,827+27.5% | $5,801-15.9% | $4,645+5.0% |