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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,019 | $52,306+98.9% | $69,779+49.1% | $62,881+65.4% |
| Participation rate | 97.6% | 67.2%+30.3pp | 71.8%+25.7pp | 69.3%+28.3pp |
| Annual return | -2.94% | 13.35%-16.3pp | 12.99%-15.9pp | 20.14%-23.1pp |
| Employer contribution / active EE | $4,808 | $1,799+167.3% | $2,338+105.6% | $2,281+110.8% |
| Participant deferral / active EE | $5,482 | $2,395+128.9% | $2,931+87.1% | $3,203+71.2% |
| Admin fee / account holder | $5,508 | $3,691+49.2% | $4,381+25.7% | $4,296+28.2% |