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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,667 | $69,977+159.6% | $108,582+67.3% | $62,881+188.9% |
| Participation rate | 90.2% | 72.9%+17.3pp | 79.6%+10.7pp | 69.3%+20.9pp |
| Annual return | 2.29% | 10.73%-8.4pp | -51.70%+54.0pp | 20.14%-17.9pp |
| Employer contribution / active EE | $852 | $2,135-60.1% | $3,758-77.3% | $2,281-62.6% |
| Participant deferral / active EE | $3,410 | $3,165+7.7% | $4,311-20.9% | $3,203+6.5% |
| Admin fee / account holder | $2,153 | $5,076-57.6% | $7,645-71.8% | $4,296-49.9% |