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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,210 | $72,404+136.5% | $110,243+55.3% | $64,173+166.8% |
| Participation rate | 88.9% | 73.3%+15.6pp | 79.8%+9.1pp | 69.6%+19.3pp |
| Annual return | -6.12% | -6.29%+0.2pp | 314.76%-320.9pp | 7.63%-13.8pp |
| Employer contribution / active EE | $264 | $2,282-88.4% | $3,827-93.1% | $2,381-88.9% |
| Participant deferral / active EE | $4,143 | $3,469+19.4% | $4,672-11.3% | $3,470+19.4% |
| Admin fee / account holder | $56,658 | $5,664+900.3% | $8,548+562.8% | $4,887+1059.3% |