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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 27 1 NEW YORK PLAZA, 12TH FLOOR · NEW YORK, NY 10004 | Advisory (Plan) | $37,630 |
Service code 64 8515 EAST OXFORD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $13,646 |
Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10004 | Advisory (Plan) | $12,397 |
ASCENSUS LLC1 year Filed as: MEANS & ASSOCIATES Service code 99 3131 CAMINO DEL RIO N STE 1600 · SAN DIEGO, CA 92108 | Other Fees | $11,396 |
Service code 13 101W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $3,650 |
Filed as: ADVISED ASSET GROUP, LLC Service code 28 8515 EAST OXFORD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $268 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,353 | $93,182-2.0% | $146,647-37.7% | $79,389+15.1% |
| Participation rate | 100.0% | 76.4%+23.6pp | 80.1%+19.9pp | 70.7%+29.3pp |
| Annual return | 13.83% | 21.61%-7.8pp | 22.75%-8.9pp | 116.89%-103.1pp |
| Employer contribution / active EE | $1,820 | $2,420-24.8% | $4,137-56.0% | $2,428-25.1% |
| Participant deferral / active EE | $1,949 | $4,169-53.3% | $5,506-64.6% | $4,046-51.8% |
| Admin fee / account holder | $633 | $585+8.2% | $10,281-93.8% | $626+1.0% |