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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $40,208 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST OXFORD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,977 |
Service code 13 101W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $12,630 |
FARBER HASS HURLEY LLP1 year Filed as: FARBER HAAS HURLEY LLP Service code 10 9301 OAKDALE AVE STE 230 · CHATSWORTH, CA 91311 | Accounting | $8,350 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,037 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,521 | $88,203+0.4% | $165,100-46.4% | $74,478+18.9% |
| Participation rate | 82.9% | 73.1%+9.7pp | 78.6%+4.3pp | 67.2%+15.7pp |
| Annual return | 11.57% | 17.13%-5.6pp | 70.21%-58.6pp | 1370.56%-1359.0pp |
| Employer contribution / active EE | $1,736 | $2,601-33.2% | $4,348-60.1% | $2,626-33.9% |
| Participant deferral / active EE | $1,500 | $4,505-66.7% | $6,035-75.1% | $4,350-65.5% |
| Admin fee / account holder | $432 | $2,235-80.7% | $12,696-96.6% | $1,946-77.8% |