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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,045 | $86,919+238.3% | $102,457+187.0% | $80,911+263.4% |
| Participation rate | 97.2% | 72.4%+24.8pp | 76.5%+20.7pp | 67.6%+29.6pp |
| Annual return | 15.65% | 18.90%-3.2pp | 29.41%-13.8pp | 35.63%-20.0pp |
| Employer contribution / active EE | $4,114 | $2,368+73.7% | $3,022+36.1% | $2,756+49.3% |
| Participant deferral / active EE | $8,189 | $4,119+98.8% | $5,054+62.0% | $4,297+90.6% |
| Admin fee / account holder | $40,726 | $8,049+406.0% | $9,451+330.9% | $6,935+487.3% |