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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,253 | $86,294+278.1% | $111,303+193.1% | $85,856+280.0% |
| Participation rate | 97.0% | 73.3%+23.6pp | 77.3%+19.7pp | 69.3%+27.7pp |
| Annual return | 15.42% | 19.99%-4.6pp | 54.66%-39.2pp | 318.58%-303.2pp |
| Employer contribution / active EE | $3,626 | $2,043+77.4% | $2,731+32.8% | $2,565+41.4% |
| Participant deferral / active EE | $7,147 | $3,641+96.3% | $4,487+59.3% | $3,952+80.8% |
| Admin fee / account holder | $12,348 | $8,189+50.8% | $7,966+55.0% | $6,261+97.2% |