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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,105 | $51,638+194.6% | $68,368+122.5% | $82,448+84.5% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 15.68% | 37.53%-21.9pp | 292.57%-276.9pp | 41.64%-26.0pp |
| Employer contribution / active EE | $7,343 | $2,047+258.8% | $2,649+177.2% | $2,551+187.9% |
| Participant deferral / active EE | $8,528 | $2,914+192.7% | $4,123+106.9% | $4,139+106.0% |
| Admin fee / account holder | $25,937 | $4,643+458.6% | $5,150+403.6% | $7,234+258.5% |