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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,711 | $58,258+172.4% | $81,820+94.0% | $80,925+96.1% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 11.21% | 41.76%-30.6pp | 777.93%-766.7pp | 35.65%-24.4pp |
| Employer contribution / active EE | $7,132 | $2,345+204.1% | $2,915+144.7% | $2,756+158.7% |
| Participant deferral / active EE | $9,454 | $3,284+187.9% | $4,323+118.7% | $4,299+119.9% |
| Admin fee / account holder | $3,539 | $4,976-28.9% | $7,391-52.1% | $6,940-49.0% |