Retirement plan

TAIT & ASSOCIATES, INC. 401(K) SAVINGS PLAN

Name: TAIT & ASSOCIATES, INC. - TAIT & ASSOCIATES, INC. 401(K) SAVINGS PLAN (2020) Form 5500
Creator: TAIT & ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TAIT & ASSOCIATES, INC. 401(K) SAVINGS PLAN, TAIT & ASSOCIATES, INC.

TAIT & ASSOCIATES, INC.EIN 95-2395818Plan #001PY 2020

701 N PARK CENTER DR. - SANTA ANA, CA 92705714-560-8200tait.comLinkedIn201-500 employeescivil engineering

Prospect flagsHigh feesCorrective distributions

Top hat statement on fileNQDC

Filed May 6, 2026

Plan administrator

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701 N. Parkcenter Drive

Santa Ana, CA 92705

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Plans declared (1)

TAIT & Associates Deferred Compensation Plan22 emp

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Total assets (EOY)

$19.8M

+16.0% from 2019

Total participants

231

+0.9% from 2019

Average account balance

$88,523

+13.9% from 2019

Annual return

14.25%

-7.43 pp from 2019

Benchmarks

See 5,591 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,591 peers

Snapshot2020

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Analytics

Total assets (EOY)

Plan-year ending balance

$26.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$109K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

242

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.62M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$238

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 13 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years Service code 49 · EIN 04-1590850	Other Services	$68,620
RAYMOND JAMES FINANCIAL SERVICES5 years Filed as: RAYMOND JAMES FINANCIAL SERVICES AD Service code 27 · EIN 59-2937883	Advisory (Plan)	$20,000
BLACKROCK4 years Service code 52 · EIN 22-2937779	Indirect Investment Fees	$0
COHEN & STEERS3 years Service code 52 · EIN 14-1904657	Indirect Investment Fees	$0
DELAWARE INVESTMENTS4 years Service code 52 · EIN 23-2450217	Indirect Investment Fees	$0
INVESCO4 years Service code 52 · EIN 93-6305075	Indirect Investment Fees	$0
IVY FUNDS4 years Service code 52 · EIN 04-6006759	Indirect Investment Fees	$0
PGIM INVESTMENTS4 years Service code 52 · EIN 13-3352347	Indirect Investment Fees	$0
PIONEER4 years Service code 52 · EIN 04-2652279	Indirect Investment Fees	$0
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: PUTNAM Service code 52 · EIN 04-6407893	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K3D3H2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$69K

$357 / participant

Investment mgmt$66K96.1%
Contract admin$3K3.9%

% of EOY assets

0.346%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$88,523

$99,957-11.4%

$149,696-40.9%

$73,488+20.5%

Participation rate

96.4%

75.7%+20.7pp

82.5%+13.9pp

70.7%+25.7pp

Annual return

14.25%

53.87%-39.6pp

276.60%-262.4pp

28.51%-14.3pp

Employer contribution / active EE

$1,684

$3,191-47.2%

$4,644-63.7%

$2,270-25.8%

Participant deferral / active EE

$5,149

$6,073-15.2%

$6,842-24.7%

$3,740+37.7%

Admin fee / account holder

$306

$551-44.4%

$9,309-96.7%

$513-40.3%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years

Service code 49 · EIN 04-1590850

Other Services

$68,620

RAYMOND JAMES FINANCIAL SERVICES5 years

Filed as: RAYMOND JAMES FINANCIAL SERVICES AD

Service code 27 · EIN 59-2937883

Advisory (Plan)

$20,000

BLACKROCK4 years

Service code 52 · EIN 22-2937779

Indirect Investment Fees

COHEN & STEERS3 years

Service code 52 · EIN 14-1904657

Indirect Investment Fees

DELAWARE INVESTMENTS4 years

Service code 52 · EIN 23-2450217

Indirect Investment Fees

INVESCO4 years

Service code 52 · EIN 93-6305075

Indirect Investment Fees

IVY FUNDS4 years

Service code 52 · EIN 04-6006759

Indirect Investment Fees

PGIM INVESTMENTS4 years

Service code 52 · EIN 13-3352347

Indirect Investment Fees

PIONEER4 years

Service code 52 · EIN 04-2652279

Indirect Investment Fees

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: PUTNAM

Service code 52 · EIN 04-6407893

Indirect Investment Fees

TAIT & ASSOCIATES, INC. 401(K) SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TAIT & ASSOCIATES, INC. 401(K) SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion