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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,768 | $73,988+76.7% | $96,538+35.5% | $75,177+73.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | -9.04% | 26.73%-35.8pp | 35.74%-44.8pp | 160.75%-169.8pp |
| Employer contribution / active EE | $4,310 | $2,930+47.1% | $3,740+15.2% | $2,671+61.4% |
| Participant deferral / active EE | $9,530 | $3,660+160.3% | $4,880+95.3% | $4,126+130.9% |
| Admin fee / account holder | $1,105 | $5,220-78.8% | $6,737-83.6% | $5,651-80.4% |