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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,710 | $72,273+119.6% | $101,275+56.7% | $79,856+98.7% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 4.81% | 22.30%-17.5pp | 46.48%-41.7pp | 31.71%-26.9pp |
| Employer contribution / active EE | $5,295 | $2,691+96.8% | $3,660+44.7% | $2,471+114.3% |
| Participant deferral / active EE | $8,951 | $3,282+172.8% | $4,371+104.8% | $3,741+139.3% |
| Admin fee / account holder | $9,255 | $4,401+110.3% | $5,948+55.6% | $5,306+74.4% |